You’re driving through a green light, parked on your street, or just pulling out of a gas station when—boom—a delivery van slams into your car. You get out. It’s a branded vehicle. Amazon. FedEx. Uber. Maybe even all three buzzing around the area.

Suddenly, you’re not just dealing with a fender bender. You’re dealing with a commercial vehicle crash. And that changes everything.

If the vehicle that hit you was being used for work—especially for a company like Amazon, FedEx, UPS, Uber, or Lyft—you could be sitting on a case that’s worth way more than a standard insurance claim. The key is knowing what qualifies, what makes these crashes different, and how to act before you miss your chance to collect.

Let’s break down how to know if you’re eligible for a big settlement—and what you can do right now to get connected with an attorney who knows how to make it happen.

If It’s a Branded Vehicle, You Might Be Dealing With Big Insurance

The moment you see a logo on the side of the vehicle that hit you, your case just leveled up. Why? Because companies like Amazon and FedEx don’t rely on regular car insurance. They use commercial insurance policies with way higher limits—often in the millions.

Uber and Lyft, for example, have up to $1 million in coverage per accident when their driver is carrying a passenger or en route to one. Amazon uses third-party contractors, but those delivery service partners often carry high-limit policies under Amazon’s requirements.

So if you were hit by one of these vehicles while it was being used for work, there’s likely a much bigger pool of money available. And the injuries, damage, and trauma you’ve experienced could qualify you for a major payout—but only if you file the right way, with the right legal help.

Here’s How to Know If You Qualify for a Settlement

You don’t need to be totaled and in the hospital to have a case. A lot of valid claims come from crashes that seem “manageable” at first. But here are some clear signs that you could be eligible for a strong settlement:

• The driver was actively working at the time of the crash

• You were injured, even slightly (whiplash, headaches, back pain, soreness all count)

• You’ve missed work or had to adjust your lifestyle

• The company has admitted some fault—or the police report backs you up

• You’re feeling pressure from an insurance company to settle quickly

If any of those sound familiar, you need to talk to someone before time runs out. These companies and their insurance reps know how to move fast—and not in your favor. The earlier you get an attorney involved, the more options you’ll have.

You Don’t Have to Go After the Driver Alone

Most people assume they’re stuck dealing with the driver who hit them. But when that person was working for Amazon, Uber, or FedEx, you’re actually dealing with a much bigger system. And that’s a good thing—for you.

You could potentially file a claim against:

• The driver’s commercial insurance

• The driver’s employer or contracting company

• The parent company (if they’re legally tied to what happened)

• Multiple parties (yes, that’s a thing)

The more parties involved, the more coverage—and the higher your settlement could be. But you’ll need legal guidance to figure out who’s responsible and how to file the right kind of claim.

You Could Be Compensated for More Than Just Repairs

If your car’s in the shop or totaled, you already know you’re in for a financial hit. But what most people don’t realize is that a strong legal claim can also cover:

• Medical bills, ER visits, and physical therapy

• Future treatment (surgeries, rehab, chiropractic care)

• Lost wages from missed shifts or gigs

• Emotional distress (anxiety, PTSD, sleep issues)

• Long-term pain and suffering

• Inconvenience or life disruption

You might be thinking, “That sounds nice, but is that realistic?” And the answer is yes—if you work with the right attorney and move fast. People underestimate how much these crashes impact their lives. Good lawyers don’t.

How to Start Your Case the Smart Way

You don’t need to call a bunch of firms or fill out endless forms. Whiplash Wealth does the heavy lifting for you. We connect people hurt in commercial vehicle crashes with attorneys who know the exact playbook for dealing with Amazon, FedEx, Uber, Lyft, and more.

It’s quick. It’s free to get started. And it doesn’t lock you into anything.

If you’ve been hit by a work vehicle—even if you’re not sure how bad the damage is—talk to someone before the clock runs out. You might be sitting on a five-figure settlement. Or more.

Get matched with the right attorney now. It takes less than a minute. And it could mean everything for your recovery, your bills, and your peace of mind.